Section 86A. If the bank is confident that any of the following conditions exist in any commercial bank or financial institution, the bank shall give written notice to such commercial bank or financial institution and declare it as a problematic commercial bank or financial institution:- (a) If any act is seen to be contrary to the interests of depositors, shareholders, creditors or the general public, (b) If you do not fulfill your financial obligations or are unlikely to do so, or if you are unable to pay the amount due, (c) You have fallen into or are about to fall into debt. or is experiencing significant financial difficulties, (d) disobeys or violates this Act, prevailing laws relating to commercial banks and financial institutions, other prevailing laws, conditions specified when granting licenses or bank regulations, instructions or orders, (e) lying, forgery , if it is found that the license has been obtained by submitting false documents or facts, (f) If the minimum capital fund cannot be maintained in accordance with this Act, the prevailing laws relating to commercial banks and financial institutions and the instructions given by the bank from time to time, (g) according to the prevailing laws, any commercial bank or financial institution In case legal proceedings related to liquidation or reformation or bankruptcy are initiated, (h) In case of voluntary liquidation proceedings, in case of undue delay in completing such proceedings, (i) In case of foreign commercial banks or financial institutions established with the involvement of a foreign commercial bank or financial institution, If a commercial bank or financial institution goes into liquidation or liquidation, or if a liquidator is appointed upon cancellation, or if the banking license of such a commercial bank or financial institution is revoked according to the law of the respective country, or if the business is partially or completely banned, or if it joins with such a commercial bank or financial institution and conducts banking business.If it is found that it has not been done, or (j) If the bank is convinced that there is a situation that adversely affects the payment or performance obligations or work duties of the commercial bank or financial institution.